Top 3 Myths About Social Security Disability Benefits!
Social Security Disability Benefits are a lucrative financial benefit for the elderly who are disabled and whose long-term care needs cannot be met through their own funds or from family. These disabilities are often caused by a debilitating disease or illness.
Many people who are temporarily or permanently disabled think that they have to prove that their disability is so strong and long-term as to render them eligible for Social Security Disability payments, but the facts about Social Security Disability benefits are much different. However, not all disabilities are eligible for these benefits. There are certain medical conditions that qualify for LTD.
Let us now see more into the top 3 myths about social security disability benefits.
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Myth 1: You must be totally disable to get any disability benefits
Fact: The Social Security Disability benefits program is not base on whether the recipient is totally disable. The level of the disability simply establishes a lower limit on the amount of money that will be pay.
This means that if you have received a Social Security Disability Benefits award due to your disability, you will continue to receive monthly payments even if you have recovered somewhat and can work again. You will be eligible to receive benefits as long as your condition is consider disabling by SSA.
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Myth 2: You must have worked a long time before being eligible for benefits
Fact: A person may begin drawing Social Security Disability benefits at any age after working for at least five years. However, there are many exceptions to this rule and it is wise to discuss the benefits with a local attorney. There is no minimum age for receiving them. Moreover, many people who become disabled in their 30s and 40s have no work history, so they are eligible for benefits at a very early age.
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Myth 3: It is very hard to get approve for Social Security Disability Benefits
Fact: According to the most recent statistics, nearly two-thirds of all initial claims are approve by SSA. This is due, in large part, to the fact that there are three stages in the process of getting disability benefits through SSA. At each stage, a determination is made regarding whether you may be eligible for benefits and at which level your benefits should be awarded